INTERNATIONAL REALTY BUYING PROCESS
Whether it’s your first home, an upgrade, downsize or investment property, owning your own home is a dream that all Kiwis grow up with. For most of us, it’s the biggest purchase we will ever make.
It’s helpful to have a process to guide us through the decision making, as it’s not one most of us go through often.
WORK OUT YOUR BUDGET
Firstly, you need to decide what you can afford. Your bank or mortgage advisor will guide you as to how much you can borrow and you decide how much you are comfortable paying back. We suggest you shop around to find the best option that works for you, as the mortgage market is a competitive business.
Remember to factor in the extras, such as legal fees, moving costs, furniture and appliance purchases into your budget.
Your mortgage broker or bank will discuss pre-approval with you. Pre-approval can mean you are in a better negotiating position, and may also allow you to bid at auction. You will need to check this with your broker or bank as some pre-approvals come with conditions attached
WORK OUT YOUR BUDGET
Firstly, you need to decide what you can afford. Your bank or mortgage advisor will guide you as to how much you can borrow and you decide how much you are comfortable paying back. We suggest you shop around to find the best option that works for you, as the mortgage market is a competitive business.
Remember to factor in the extras, such as legal fees, moving costs, furniture and appliance purchases into your budget.
Your mortgage broker or bank will discuss pre-approval with you. Pre-approval can mean you are in a better negotiating position, and may also allow you to bid at auction. You will need to check this with your broker or bank as some pre-approvals come with conditions attached
FIND A LEGAL REGISTERED CONSULTANT-AGENT
Before you purchase a property, we recommend you obtain your own independent legal advice. Our Consultant-Agent will ensure the correct legal processes are followed and will also check over any property reports you obtain as part of your buying process
LET THE SEARCH BEGIN
We suggest that you create a list of the features you would like your home to have. Try to figure out what your essentials are and what your wants are and where you are willing to compromise. There will be lots of things you would like in a property but only a few of those will be absolutely essential. We understand that people often buy a home which is slightly different to that which they thought they were looking for, but it is still important to create a list to begin the search.
Everyone has their own way of finding the perfect place to call home. Here are a few places you may like to begin the search for your next-Futures HOME.
LET THE SEARCH BEGIN
We suggest that you create a list of the features you would like your home to have. Try to figure out what your essentials are and what your wants are and where you are willing to compromise. There will be lots of things you would like in a property but only a few of those will be absolutely essential. We understand that people often buy a home which is slightly different to that which they thought they were looking for, but it is still important to create a list to begin the search.
Everyone has their own way of finding the perfect place to call home. Here are a few places you may like to begin the search for your next-Futures HOME.
CONTACT A SALESPERSON
Every member of our Sales team has a great deal of expertise and knowledge of the ATLAS FALCON REALTYREAL real estate market. We also have a wide range of resources available to assist in helping you find your next property. Our salesperson will listen to your requirements and try to fulfill as many of them as possible. They will keep you well informed, provide you with quality information and find appropriate properties for you to view, simplifying your search.
Find a salesperson here in our Online Net
Jump online and search for properties matching your criteria. Properties listed on the website will have a range of features available, photos and descriptions, and floor plans. Feel free to call to ask any questions you may have, or to make a time to visit the property with our salesperson.